Current Owner
Two Owner
Full Search
Speed Title is the most preferred vendor nationwide in the title search industry. By integrating the technology aspect to our customers growing needs of precision, accuracy, and speed needs we have developed a structure that sets us apart from the industry-wide stigma of 2-3-week title searches. Our certified abstractors work on a daily basis to ensure that our customers are satisfied and our turnaround time is exceptional. In many instances, once a customer uses us for the first time, they never go back to their old title search company.
Once an order is submitted by using the order form, a searcher is assigned to your file, and they immediately begin researching and collecting data. As soon as the order is submitted to us, an email is sent to you with a preassigned Order ID which should be references in any future contact regarding that order. Within a 60 minute window our searcher will verify whether we can process the order and accept it, or reject is so you may assign it to another vendor. Once the abstractor completes their due diligence, the completed report will be emailed to you. All of our residential searches are insured for up to $1,000,000 with our Error & Omissions Insurance.
Our title search report summary gives you a summary of exactly what is provided in the following pages and has become an industry wide trend to provide all the information as efficiently as Speed Title does.
Current Owner Search (O&E) is also known as Owners & Encumbrance Search,Attorney's Search, Last Owner Search, Refinance Search, and Investor's Title Search.
read moreTwo Owner Search is also known as Foreclosure title search.
Typically Uses: Bank Owned Properties, Foreclosure auctions, etc.
read moreFull Search is also known as a 30-Year Title Search, (time period varies state-to-state, as the state statute period is different). *To find out the statute period for a specific state, you may to go State Statutes.
read moreTypically Uses: When there is a commercial property involved in the search, for example buildings, condos, plants, cell-towers, etc.
read moreA tax search provides the current tax status for a property. The report includes the legal parcel number/property address that is being searched, land value, improvement value, total value (assessed). The next portion of the search includes any exemptions if applicable, along with the tax collectors’ name, payable to, address, tax period, installment amounts and paid/unpaid status, and a note if there are prior delinquencies. Note: A regular tax search does not include detailed information on prior delinquencies, as the prices and turnaround time may vary. For further information on bulk tax searches and prior delinquencies, you may contact our offices at 866-57-SPEED.
Data entry involves our trained staff entering data into the database or format of choice from the source of document provided by the customer. Data Extraction services are extremely similar, where the data is analyzed and extracted depending on the customer’s requirements, and provided to the customer in the format of choice.
Knowing you can pay off your mortgage or home equity loan early may have you reaching for your checkbook, but writing a check for the outstanding balance that appears on your monthly statement won't satisfy the loan. Because the bank charges interest until your payoff date and fees may be involved, the amount needed for payoff can differ from what your monthly statement says you owe. The payoff statement tells you the exact amount needed on the date you specify to retire the mortgage.
The information you need to provide will include the borrowers name, property address, lenders name (institution/bank’s name), loan amount, loan number, and the payoff date (good-through date).
Our agents will then acquire the payoff statement from the appropriate institutions and mail it to our customer in PDF form.
A recording follow-up consists of contacting the clerk’s office with any pending recording of documents that a customer has requested. Once we get the confirmation the subject documents have been recorded, we retrieve the recording date and book/page, or instrument number and provide them to our customer in PDF form.
If you want to refinance your first mortgage and you have other liens or mortgages on your home, you might need a subordination agreement to adjust the lien. In order to do this, we will start the process on your behalf, by contacting the bank and sending them an authorization letter signed by customer. We will then provide you with a list of required documents in order to successfully complete the subordination agreement. Once those documents are provided by customer, we will submit them to the institution and follow up until the agreement is received, finally providing that to the customer.
If you want to refinance your first mortgage and you have other liens or mortgages on your home, you might need a subordination agreement to adjust the lien. In order to do this, we will start the process on your behalf, by contacting the bank and sending them an authorization letter signed by customer. We will then provide you with a list of required documents in order to successfully complete the subordination agreement. Once those documents are provided by customer, we will submit them to the institution and follow up until the agreement is received, finally providing that to the customer.
A loan review consists of reviewing all the documentation provided by the customer, and verifying the validity of all the information. Typically, information such as bank statements, job information, property information, and any other documents that may be related to the loan can be submitted to be verified. Our loan assessors and risk management team verify the validity of these documents by contacting the relevant agencies and inform the customer of any false information.
A post-closing review consists of cross-checking and verifying all documents associated with the closing that are provided to us by the customer, including deeds, mortgages, loans, and other property relevant information.