If you want to refinance your first mortgage and you have other liens or mortgages on your home, you might need a subordination agreement to adjust the lien. In order to do this, we will start the process on your behalf, by contacting the bank and sending them an authorization letter signed by customer. We will then provide you with a list of required documents in order to successfully complete the subordination agreement. Once those documents are provided by customer, we will submit them to the institution and follow up until the agreement is received, finally providing that to the customer.